just to put some numbers to this

I checked Rage budget to see which players are "underpaid" or "overpaid" according to having contracts below/above what would become their tier minimum:

4 players making 5.0M total - this would add 5.0M onto my payroll - 3 of those players are recreates who had decent enough bank accounts that they could give the team a little leeway, including both GMS

11 players make more than what would be their tier, totalling 16.5M - most of them being younger or first-gens who could use the extra money, some of them being inactives who must always be signed to their last contract.

So basically, my team would be punished by 5.0M, for no real reason, which 5.0M could have gone a long way towards enticing a FA to the team, which would mean I wouldn't have to doubleshift McZ.
So remember that next season when you are all crying that he gets too much ice time! This is on you!